Insurance for Surf City
Surf City is about 1,250 year-round people on Long Beach Island, just north of the causeway, between the ocean and Manahawkin Bay. Shore homes, rentals and flood are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.
Short answers
Who insures homes in Surf City, NJ?
Stonebrook Insurance is an independent agency that insures Surf City homes, cars and businesses across more than 25 carriers.
Does Surf City flood?
Yes. It’s on a barrier island, open to ocean and bay flooding.
Do you insure LBI rentals?
Yes.
Do you insure boats?
Yes.
Long Beach City and the Mansion of Health.
Surf City began as the borough of Long Beach City on September 19, 1894, from part of Stafford Township. The post office wanted a name less like Long Branch, so it became Surf City on May 26, 1899.
The Mansion of Health, an early boarding hotel, stood here until it burned in 1874. Leonard Connors served as mayor for about 50 years, from 1966 to 2015.
Long Beach Boulevard is the only road through town, and the Surf City Yacht Club sits on the bay at Mansion Cove.
Everything you insure in Surf City.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Surf City | Why it matters |
|---|---|---|
| Year-round population | 1,243 (2020) | Much larger in summer. |
| Land area | 0.75 square miles | Ocean and bay. |
| Road | Long Beach Boulevard | The only road through. |
| High school | Southern Regional | In Manahawkin. |
The Surf City our clients know.
The Beach
Guarded in summer.
Surf City Yacht Club
On the bay.
Long Beach Boulevard
Shops and restaurants.
Mansion Cove
Bay homes.
An independent agency for Surf City.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
“Sam and the entire Stonebrook team have been incredible to work with. Insurance can be stressful, but they make the process feel easy and personal. … They consistently shop the market and make sure I'm getting the best coverage at the best possible price, not just a quick quote.”
“great team of workers in office! rachel was efficent, helpful, & most important very knowledgeable. wouldn't hesitate to refer to family & friends.”
What Surf City families ask us.
What insurance agency serves Surf City, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Surf City homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Ship Bottom, Harvey Cedars, Long Beach Township, Loveladies, Manahawkin.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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Tell us what you need and we’ll take it from there.