Insurance for Ship Bottom
Ship Bottom is the “Gateway to Long Beach Island,” about 1,100 year-round people where the Route 72 causeway lands, and about 20,000 in summer. Shore homes, rentals, flood and the shops at the bridge are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
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Short answers
Who insures homes in Ship Bottom, NJ?
Stonebrook Insurance is an independent agency that insures Ship Bottom homes, cars and businesses across more than 25 carriers.
Does Ship Bottom flood?
Yes. It’s on a barrier island, open to ocean and bay flooding.
Do you insure LBI rentals?
Yes.
Do you insure shops and restaurants?
Yes.
An 1817 wreck, Beach Arlington and the causeway.
The name goes back to a March 1817 wreck: rescuers found a ship bottom-up on the beach and cut through the hull to free a young woman trapped inside.
The borough was formed in 1925 as Ship Bottom–Beach Arlington from part of Long Beach Township and took its short name in 1947.
Route 72 and the Manahawkin Bay Bridge are the only way onto Long Beach Island, and they land here, so Ship Bottom’s shops and restaurants see every summer car.
Everything you insure in Ship Bottom.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Ship Bottom | Why it matters |
|---|---|---|
| Year-round population | 1,098 (2020) | About 20,000 in summer. |
| Land area | 0.71 square miles | Ocean and bay. |
| Access | Route 72 causeway | The only road onto LBI. |
| Section | Beach Arlington | The north end. |
| High school | Southern Regional | In Manahawkin. |
The Ship Bottom our clients know.
The Causeway
Route 72 and the bay bridge.
Long Beach Boulevard
Shops and restaurants.
The Beach
Guarded in summer.
Beach Arlington
The north end.
The Bay
Docks and bay homes.
An independent agency for Ship Bottom.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The whole team at Stonebrook is great, especially Rebecca. Super knowledgeable about insurance and looks out for your best interest, no upselling.”
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
More for Ship Bottom families.
What Ship Bottom families ask us.
What insurance agency serves Ship Bottom, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Ship Bottom homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Surf City, Long Beach Township, Manahawkin, Harvey Cedars.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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