Insurance for Manasquan, from Main Street to the Inlet
Manasquan is about 5,900 people on 1.4 square miles of land at the Manasquan Inlet, and the county plan puts about 56% of the borough in the 1% floodplain. Flood comes first, then wind, rentals and boats.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Manasquan, NJ?
Stonebrook Insurance is an independent agency that insures Manasquan homes, cars and businesses across more than 25 carriers.
Do I need flood insurance in Manasquan?
Most homes, yes. About 56% of the borough is in the 1% floodplain.
Does Manasquan get a flood discount?
Yes, it’s a Class 7 CRS community.
Do you insure summer rentals?
Yes.
A place to gather reeds, the Inlet and the Algonquin.
Manasquan’s name comes from the Lenape Mënàskunk, a place to gather grass or reeds. It was incorporated from Wall Township in 1887 as a summer bungalow community. The Manasquan Inlet was reopened in 1931 and marks the northern end of the Intracoastal Waterway.
The Algonquin Arts Theatre opened in 1938, and the Firemen’s Fair has run since 1974. Over the years bungalows have given way to large year-round homes.
The county plan lists 2,224 NFIP flood losses here, about $107 million paid, among the highest totals in Monmouth County. In 2024 a coastal flood swamped roads in February, and Hurricane Ernesto washed a resident off the jetty in August.
Everything you insure in Manasquan.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Manasquan | Why it matters |
|---|---|---|
| Population | 5,938 (2020) | Much larger in summer. |
| Land area | 1.38 square miles | Ocean, inlet and lake. |
| Land in the 1% floodplain | About 56% | See flood. |
| NFIP losses | 2,224, about $107 million | Flood claims are common. |
| CRS class | 7 | Discounts on many NFIP policies. |
| Transit | Manasquan station | NYC commuters. |
The Manasquan our clients know.
Manasquan Inlet
Fishing and surfing.
Main Street
Shops and restaurants.
Algonquin Arts Theatre
Since 1938.
Stockton Lake
On the north side.
The Beachfront
Along the ocean.
Manasquan High School
Teen drivers.
An independent agency for Manasquan.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
“I cannot recommend Nate & the whole Stonebrook Group enough. Their communication is top-notch—always quick to reply and proactive about finding better rates. It's rare to find this level of professionalism and personal attention these days. They handled everything from start to finish, saving me both time and money.”
More for Manasquan families.
What Manasquan families ask us.
What insurance agency serves Manasquan, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Manasquan homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Brielle, Sea Girt, Point Pleasant Beach, Wall Township, Spring Lake Heights.
Sources for this page
- Wikipedia: Manasquan, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Manasquan Borough annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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