Insurance for Spring Lake Heights
Spring Lake Heights is about 4,900 people just inland from Spring Lake, with family homes, condos and Route 71 running through. Homes, condos and the low spots near Wreck Pond are what we insure for here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Spring Lake Heights, NJ?
Stonebrook Insurance is an independent agency that insures Spring Lake Heights homes, cars and businesses across more than 25 carriers.
Does Spring Lake Heights flood?
In spots. About 6.3% is in the 1% floodplain, near Black Creek and Wreck Pond.
Do you insure condos?
Yes.
Is it the same town as Spring Lake?
No. It’s a separate borough.
Out of Wall Township in 1927.
Spring Lake Heights was formed on March 19, 1927, from part of Wall Township and named for its neighbor. In 2000 about a third of residents reported Irish ancestry, one of the highest shares in the country.
Route 71, Seventh Avenue in town, is the only state highway through the borough, and County Route 524, Allaire Road, crosses it. Teenagers attend Manasquan High School.
The county plan lists 83 flood policies and 47 paid losses, and names Route 71 at Brighton Avenue, where Black Creek floods the road.
Everything you insure in Spring Lake Heights.
The local facts that shape your coverage.
From Census data and the 2026 Monmouth County plan.
| Fact | Spring Lake Heights | Why it matters |
|---|---|---|
| Population | 4,890 (2020) | A small borough. |
| Land area | 1.29 square miles | Homes and condos. |
| Land in the 1% floodplain | About 6.3% | Black Creek and Wreck Pond. |
| NFIP losses | 47 | Some homes flood. |
| Roads | Route 71; Allaire Road | Local traffic. |
The Spring Lake Heights our clients know.
Route 71
Seventh Avenue.
Allaire Road
County Route 524.
Wreck Pond
Shared with three towns.
Spring Lake Station
Next door.
An independent agency for Spring Lake Heights.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The whole team at Stonebrook is great, especially Rebecca. Super knowledgeable about insurance and looks out for your best interest, no upselling.”
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
More for Spring Lake Heights families.
What Spring Lake Heights families ask us.
What insurance agency serves Spring Lake Heights, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Spring Lake Heights homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Spring Lake, Sea Girt, Wall Township, Belmar.
Sources for this page
- Wikipedia: Spring Lake Heights, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Spring Lake Heights Borough annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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