Insurance for Loch Arbour
Loch Arbour is a village of about 220 people between Deal Lake and the ocean, and the county plan puts about half of it in the 1% floodplain. Homes, flood, cars and local businesses are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Loch Arbour, NJ?
Stonebrook Insurance is an independent agency that insures Loch Arbour homes, flood, cars and businesses.
Does Loch Arbour flood?
Yes. About 52% of the village is in the 1% floodplain, between Deal Lake and the ocean.
Is Loch Arbour its own town?
Yes. It’s a village that split from Ocean Township in 1957.
Do you insure second homes?
Yes.
A 1957 secession, Gentleman Jim and Deal Lake.
Loch Arbour became a village in 1957, splitting from Ocean Township to stop beachfront condominium development. It’s named after Lochaber in Scotland, and boxer James J. Corbett trained here in 1892 before winning the heavyweight title.
It’s one of the smallest towns in New Jersey. The county plan lists 99 NFIP flood losses, about $3.7 million paid. In September 2023 heavy rain raised Deal Lake over the bulkhead, and the village plans an automatic tide gate, dredging and a higher bulkhead on Edgemont Drive.
Everything you insure in Loch Arbour.
The local facts that shape your coverage.
| Fact | Loch Arbour | Why it matters |
|---|---|---|
| Population | 224 (2020) | A tiny village. |
| Land in the 1% floodplain | About 52% | Between the lake and the ocean. |
| NFIP losses | 99, about $3.7 million | Flood claims happen. |
| Repetitive loss properties | 16 (1 severe) | Some homes flood again and again. |
An independent agency for Loch Arbour.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
Insuring in Loch Arbour?
We’ll compare carriers and quote home, flood and cars together.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
More for Loch Arbour families.
What Loch Arbour families ask us.
What insurance agency serves Loch Arbour, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Allenhurst, Interlaken, Asbury Park, Deal, Ocean Township.
Sources for this page
- Wikipedia: Loch Arbour, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Loch Arbour Village annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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