Insurance for Ocean Township, from Oakhurst to Wayside
Ocean Township is about 27,700 people in Monmouth County, made up of Oakhurst, Wanamassa, Wayside, West Allenhurst, Deal Park and West Deal, with a large Syrian Jewish community near Deal. Family homes, flood near the brooks and Deal Lake, and Route 35 traffic shape every policy.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.
Short answers
Who insures homes in Ocean Township, NJ?
Stonebrook Insurance is an independent agency that insures Ocean Township homes, cars and businesses across more than 25 carriers.
Does Ocean Township flood?
Areas near Poplar, Whalepond and Harvey Brooks and Deal Lake do.
Does Ocean Township get a flood discount?
Yes, it’s a Class 6 CRS community.
Do you insure schools and shuls?
Yes.
Shrewsbury Township, eleven secessions and Joe Palaia Park.
Ocean Township was formed from Shrewsbury Township in 1849 and once ran from the Shrewsbury River to Avon. Long Branch, Asbury Park, Neptune, Deal, Allenhurst, Interlaken, Loch Arbour and others were all carved from it over time.
Its sections are Oakhurst, Wanamassa, Wayside, West Allenhurst, Deal Park, Colonial Terrace and West Deal. Joe Palaia Park sits on the old Deal Test Site.
In September 2023 Tropical Storm Ophelia shut roads in West Deal and forced four Brookside Avenue homes to evacuate. The township has bought out flood-prone homes and has projects planned for Deal Lake and the brooks.
Everything you insure in Ocean Township.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Ocean Township | Why it matters |
|---|---|---|
| Population | 27,672 (2020) | A large township. |
| Land area | 10.87 square miles | Many sections. |
| Land in the 1% floodplain | About 8.8% | See flood. |
| NFIP losses | 269, about $4.9 million | Flood claims happen. |
| CRS class | 6 | About 20% off many NFIP policies. |
| Roads | Routes 18, 35, 66, 71 | Commutes. |
The Ocean Township our clients know.
Oakhurst
Ocean Township HS.
Wanamassa
On Deal Lake.
Wayside
The west side.
Joe Palaia Park
The old Deal Test Site.
Seaview Square
Route 35 shopping.
Deal Lake
158 acres.
An independent agency for Ocean Township.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The whole team at Stonebrook is great, especially Rebecca. Super knowledgeable about insurance and looks out for your best interest, no upselling.”
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
More for Ocean Township families.
What Ocean Township families ask us.
What insurance agency serves Ocean Township, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Ocean Township homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Oakhurst, Deal, Asbury Park, West Long Branch.
Sources for this page
- Wikipedia: Ocean Township, Monmouth County, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Ocean Township annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
Take 30 seconds to take the first step towards better coverage.
Get a quote.
Tell us what you need and we’ll take it from there.