Insurance for Little Silver
Little Silver is about 6,100 people on a peninsula of the Shrewsbury River, where about 8% of homes sit on the water and 28% of the borough is in the 1% floodplain. Riverfront homes, flood and boats shape every policy here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Little Silver, NJ?
Stonebrook Insurance is an independent agency that insures Little Silver homes, cars and businesses, often through high-net-worth carriers.
Does Little Silver flood?
The eastern side along the river does, especially near Seven Bridges Road.
Do you insure riverfront homes and docks?
Yes.
Do you insure boats?
Yes.
The Parker brothers, Sickles and the Richardson station.
Joseph and Peter Parker settled here in 1667 and named it, by one account, for their father’s estate in Portsmouth, Rhode Island. The Parker Homestead on Rumson Road is now a historic site. Little Silver became a borough in 1923, carved from Shrewsbury Township.
The train station, designed by H. H. Richardson, dates to 1890, and Sickles Market fed the town for 116 years until 2024. Radio astronomy pioneer Karl Jansky lived here.
The county plan lists 390 NFIP flood losses in Little Silver, about $33.3 million paid. Seven Bridges Road floods with the tide, at one address 30 to 40 times a year.
Everything you insure in Little Silver.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Little Silver | Why it matters |
|---|---|---|
| Population | 6,131 (2020) | A riverfront borough. |
| Area | 2.71 square miles of land, 0.61 water | Lots of shoreline. |
| Median household income | About $144,300 (2006–10) | High-value homes. |
| Land in the 1% floodplain | About 28% | See flood. |
| NFIP losses | 390, about $33.3 million | Flood claims are common. |
| Transit | Little Silver station; ferries nearby | Commuters. |
The Little Silver our clients know.
Parker Homestead
Since the 1600s.
Little Silver Station
H. H. Richardson, 1890.
Santelle Park
Boat ramp on the river.
Seven Bridges Road
Along the water.
Little Silver Point
On the river.
Red Bank Regional
The high school.
An independent agency for Little Silver.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The whole team at Stonebrook is great, especially Rebecca. Super knowledgeable about insurance and looks out for your best interest, no upselling.”
“This agency got me a better policy for a fraction of what I was paying prior. I highly recommend giving them a try!”
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
More for Little Silver families.
What Little Silver families ask us.
What insurance agency serves Little Silver, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Little Silver homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Red Bank, Fair Haven, Rumson, Monmouth Beach.
Sources for this page
- Wikipedia: Little Silver, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Little Silver Borough annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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