Insurance for Fair Haven, on the Navesink River
Fair Haven is a borough of about 6,300 on the south bank of the Navesink River, a quarter of it water, with a median household income near $158,000 and one in three households earning over $200,000. Riverfront homes, boats, teen drivers and large umbrellas are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Fair Haven, NJ?
Stonebrook Insurance is an independent agency that insures Fair Haven homes, boats, cars and collections, often through high-net-worth carriers.
Do riverfront homes need flood insurance?
Yes, homes on the Navesink should carry it.
Do you insure boats and docks?
Yes.
How much umbrella?
Often $3–5 million.
Steamboats, Fisk Chapel and the Fireman’s Fair.
The first permanent house in Fair Haven was built in 1816 near today’s Fair Haven Road. By the mid-1800s, steamboats on the Red Bank–New York run stopped at Chandler’s Dock, and the borough seal still shows the steamship Albertina, built in 1882. Fisk Chapel was rebuilt the same year.
Fair Haven became a borough on March 28, 1912, out of Shrewsbury Township. Vince Lombardi lived here while coaching the New York Giants.
River Road is still the main street. The Fireman’s Fair fills Labor Day weekend, and students go on to Rumson-Fair Haven Regional High School.
Everything you insure in Fair Haven.
The local facts that shape your coverage.
From Census data and the 2026 Monmouth County plan.
| Fact | Fair Haven | Why it matters |
|---|---|---|
| Population | 6,269 (2020) | A family town. |
| Area | 2.11 square miles, 0.52 of it water | River on the north side. |
| Median household income | About $158,300 | High-value homes. |
| Main road | River Road (CR 10) | No state highway. |
| High school | Rumson-Fair Haven Regional | Teen drivers. |
An independent agency for Fair Haven.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
More for Fair Haven families.
What Fair Haven families ask us.
What insurance agency serves Fair Haven, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Fair Haven homes, boats, cars and businesses.
When did Fair Haven become a borough?
March 28, 1912.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Rumson, Red Bank, Little Silver, Middletown.
Sources for this page
- Wikipedia: Fair Haven, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Fair Haven Borough annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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