Insurance for Seaside Heights
Seaside Heights is about 2,400 people on 0.62 square miles, with a two-mile boardwalk, Casino Pier and summer crowds of 30,000 or more. Boardwalk businesses, rentals and flood are what we insure here.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.

Short answers
Who insures homes in Seaside Heights, NJ?
Stonebrook Insurance is an independent agency that insures Seaside Heights homes, cars and businesses across more than 25 carriers.
Does Seaside Heights flood?
Yes. Sandy flooded much of the borough in 2012.
Do you insure boardwalk businesses?
Yes, including bars, arcades and food stands.
Do you insure summer rentals?
Yes.
Freeman’s Fire, Sandy and the 2013 boardwalk fire.
Seaside Heights was incorporated on February 26, 1913, from parts of Berkeley and Dover townships. On June 9, 1955, Freeman’s Fire destroyed 85 buildings, about $4 million in damage.
On October 29, 2012, Sandy wrecked the boardwalk, flooded much of the borough and dropped part of Casino Pier into the ocean. Less than a year later, on September 12, 2013, a ten-alarm fire burned the rebuilt boardwalk north into Seaside Park.
Casino Pier, Breakwater Beach and the boardwalk are back, and Routes 35 and 37 bring the crowds in from the mainland over the Mathis and Tunney bridges.

Everything you insure in Seaside Heights.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Seaside Heights | Why it matters |
|---|---|---|
| Year-round population | 2,440 (2020) | 30,000–65,000 in summer. |
| Land area | 0.62 square miles | Dense blocks. |
| Sandy | October 29, 2012 | Boardwalk and much of the borough flooded. |
| Fires | 1955 and 2013 | Fire and business income coverage. |
| Roads | Routes 35 and 37 | Bridges to the mainland. |
The Seaside Heights our clients know.
The Boardwalk
About two miles.
Casino Pier
Rides and the coaster.
Breakwater Beach
The water park.
Route 37 Bridges
The way on and off.
Bayside Streets
Homes and rentals.

An independent agency for Seaside Heights.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
More for Seaside Heights families.
What Seaside Heights families ask us.
What insurance agency serves Seaside Heights, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Seaside Heights homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Seaside Park, Toms River, Lavallette.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
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Tell us what you need and we’ll take it from there.