Insurance for Millburn and Short Hills
Millburn is about 21,700 people, including the 14,400 who live in Short Hills, with the highest median household income of any New Jersey town over 10,000 people. High-value homes, collections and big umbrellas are what we insure here.
To speak with an insurance advisor now, callCall an insurance advisor at (732) 905-4100Monday–Friday, 9 a.m.–5 p.m.
We’re closed right now. Leave your number and an advisor will call you back the next business morning.

Short answers
Who insures homes in Millburn, NJ?
Stonebrook Insurance is an independent agency that insures Millburn homes, cars and businesses, often through high-net-worth carriers.
Do you insure Short Hills homes?
Yes, often through high-net-worth carriers.
Can you insure jewelry, art and wine?
Yes, scheduled or on a valuables policy.
Do I need a large umbrella?
Yes. We usually recommend $3–10 million.
The mill burn, Stewart Hartshorn and the Paper Mill Playhouse.
Millburn takes its name from the burn, a Scots word for stream, that powered its mills; Samuel Campbell opened the first paper mill in 1790. The Battle of Springfield was fought nearby in 1780, and the township was formed in 1857.
Stewart Hartshorn founded Short Hills on 1,550 acres, laid out as a planned commuter village. The Paper Mill Playhouse opened in 1938 and is the State Theatre of New Jersey; The Mall at Short Hills is one of the region’s best known.
In 2018 Millburn had the highest average property tax bill in New Jersey. Millburn and Short Hills stations offer direct trains to Penn Station, and South Mountain Reservation runs along the town.

Everything you insure in Millburn.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Millburn | Why it matters |
|---|---|---|
| Population | 21,710 (2020) | Including Short Hills. |
| Land area | 9.33 square miles | Large lots. |
| Median household income | About $202,900 (2013–17) | Highest in NJ for towns over 10,000. |
| Average property tax (2018) | $24,308, highest in NJ | High-value homes. |
| Transit | Millburn and Short Hills stations | NYC commuters. |
The Millburn our clients know.
Short Hills
Hartshorn’s planned village.
Paper Mill Playhouse
Since 1938.
The Mall at Short Hills
1.4 million sq ft.
South Mountain Reservation
2,000+ acres.
Cora Hartshorn Arboretum
16 acres.
Millburn Avenue
Downtown.

An independent agency for Millburn.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
More for Millburn families.
What Millburn families ask us.
What insurance agency serves Millburn, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Millburn homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Short Hills, Livingston, Summit, West Orange.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
Let’s discuss how we can protect what you’ve built.
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Tell us what you need and we’ll take it from there.