Insurance for Mantoloking
Mantoloking is a tiny borough of about 330 year-round residents and some 5,000 in summer, with some of the most valuable homes on the Jersey Shore. In Sandy, about 90% of its properties were damaged. Flood, wind and rebuilding large homes are what we insure for.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Mantoloking, NJ?
Stonebrook Insurance is an independent agency that insures Mantoloking homes, cars and businesses, often through high-net-worth carriers.
Do I need flood insurance in Mantoloking?
Yes. And most homes need far more than the NFIP limit.
Do you use high-net-worth carriers?
Yes, through our Private Client group.
Is Mantoloking a dry town?
Yes. Alcohol sales are prohibited.
Frederick Downer, Stanford White and Sandy.
The name Mantoloking first appeared in 1881, coined by founder Frederick W. Downer, and the borough was carved from Brick Township in 1911. Stanford White designed some of its early summer cottages, and the Mantoloking Yacht Club still anchors summer life.
In 2000 Mantoloking had the highest per capita income in New Jersey, and its average property tax is the highest in Ocean County.
On October 29, 2012, Sandy’s surge cut a breach near Herbert Street and damaged about 90% of the borough’s properties; more than 50 homes were demolished. Many rebuilt homes now stand much higher.
Everything you insure in Mantoloking.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Mantoloking | Why it matters |
|---|---|---|
| Population | 331 (2020); about 5,000 in summer | Mostly second homes. |
| Land area | 0.39 square miles | Ocean and bay on both sides. |
| Sandy (2012) | About 90% of properties damaged | Flood comes first. |
| Roads | Route 35, CR 528 (Mantoloking Bridge) | The way on and off. |
| Dry town | Yes | No liquor sales. |
The Mantoloking our clients know.
Mantoloking Yacht Club
On Barnegat Bay.
Mantoloking Bridge
To Brick.
The Oceanfront
Estates on the beach.
Bay Head Station
1.5 miles north.
An independent agency for Mantoloking.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
“I had a great experience with Stonebrook. Nate was incredibly knowledgeable, super informative, and just a pleasure to work with. He made everything feel easy and really went above and beyond to help me. Highly recommend.”
More for Mantoloking families.
What Mantoloking families ask us.
What insurance agency serves Mantoloking, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Mantoloking homes, cars and businesses.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Bay Head, Brick, Lavallette, Point Pleasant Beach.
Sources for this page
- Wikipedia: Mantoloking, New Jersey
- Ocean County Multi-Jurisdictional Hazard Mitigation Plan (May 2025)
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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