Insurance for Long Branch, from Pier Village to Elberon
Long Branch is a city of about 31,700 people on five miles of oceanfront, from North Long Branch and Pier Village to the West End and Elberon. Condos, family homes, flood and businesses on Broadway and Ocean Avenue are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Long Branch, NJ?
Stonebrook Insurance is an independent agency that insures Long Branch homes, cars and businesses across more than 25 carriers.
Does Long Branch flood?
Parts do. About 21% of the city is in the 1% floodplain.
Does Long Branch get a flood insurance discount?
Yes. It’s a Class 7 CRS community.
Do you insure Pier Village condos?
Yes.
Seven presidents, the pier fire and the new boardwalk.
Long Branch was a beach resort by the late 1700s, and in the Gilded Age seven presidents summered here. President Garfield was brought here after he was shot and died in Elberon in 1881. It became a city in 1903.
On June 8, 1987 the largest fire in city history destroyed the amusement pier. Sandy destroyed the boardwalk in 2012; it was rebuilt and reopened in 2016. The county plan lists 1,374 NFIP flood losses, about $52.5 million paid.
Routes 36 and 71 run through, and Long Branch and Elberon stations are on the North Jersey Coast Line. Its sections include the West End, North Long Branch, Elberon, Branchport and Pleasure Bay.
Everything you insure in Long Branch.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Long Branch | Why it matters |
|---|---|---|
| Population | 31,667 (2020) | A busy shore city. |
| Land area | 5.12 square miles | Oceanfront and river. |
| Land in the 1% floodplain | About 21% | See flood. |
| NFIP losses | 1,374, about $52.5 million | Flood claims are common. |
| CRS class | 7 | Discounts on many NFIP policies. |
| Transit | Long Branch and Elberon stations | Commuters. |
The Long Branch our clients know.
Pier Village
Oceanfront condos and shops.
Seven Presidents Park
On the beach.
West End
Shops and homes.
North Long Branch
The north end.
Lake Takanassee
By the ocean.
Church of the Presidents
In Elberon.
An independent agency for Long Branch.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Great experience overall. Responsive, knowledgeable, and easy to work with. Everything was handled clearly and efficiently.”
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
More for Long Branch families.
What Long Branch families ask us.
What insurance agency serves Long Branch, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Long Branch homes, cars and businesses.
Did President Garfield die in Long Branch?
Yes, in the Elberon section, on September 19, 1881.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Elberon, Monmouth Beach, West Long Branch, Deal.
Sources for this page
- Wikipedia: Long Branch, New Jersey
- Monmouth County Hazard Mitigation Plan 2026: Long Branch City annex
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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