Insurance for Freehold, Borough and Township
Freehold is two towns: the Borough, Monmouth County’s seat since 1715, with a Main Street Bruce Springsteen made famous, and the Township of 35,000 that surrounds it, from East Freehold to West Freehold. Old homes and two-families downtown, family homes in the Township and Route 9 in between: that’s what we insure.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures homes in Freehold, NJ?
Stonebrook Insurance is an independent agency that insures Freehold Borough and Township homes, two-families, cars and businesses.
Is Freehold Borough the same as Freehold Township?
No. The Borough is the old downtown; the Township surrounds it. We insure both.
Do you insure two-families and rentals?
Yes, with landlord coverage and loss of rents.
Do you insure Main Street businesses?
Yes.
A courthouse, a battle and My Hometown.
Freehold takes its name from the English legal term for owning land outright. The township was formed on October 31, 1693, and the county courthouse opened in 1715 on land bought from John Reid. On June 28, 1778, more than 25,000 soldiers fought the Battle of Monmouth on the fields west of town, now Monmouth Battlefield State Park.
A fire on October 30, 1873, burned the old courthouse and much of the village. Freehold Raceway, one of the oldest harness tracks in America, raced from 1854 until December 2024. The A. & M. Karagheusian rug mill employed 1,700 people at its peak in the 1930s; Springsteen, a 1967 graduate of Freehold Borough High School, sang about its closing in “My Hometown.”
The Borough split from the Township in stages and became a borough in 1919. After the Freehold Raceway Mall opened in 1990, the Township grew into one of Monmouth County’s biggest suburbs, anchored by CentraState Medical Center, which opened in 1971.
Everything you insure in Freehold.
East Freehold and West Freehold
Our pages for the Township’s two big communities.
The local facts that shape your coverage.
From Census data and local history.
| Fact | Freehold | Why it matters |
|---|---|---|
| Borough population | 12,538 (2020), 1.93 sq mi | Dense, older homes. |
| Township population | 35,369 (2020), 38.9 sq mi | Suburban neighborhoods. |
| County seat | Since 1715 | Courthouse, law offices and county jobs. |
| Highways | US 9, Route 33, Route 18 nearby | Heavy traffic. |
| Hospital | CentraState Medical Center | A major employer. |
| Mall | Freehold Raceway Mall, 1.6 million sq ft | Retail traffic. |
The Freehold our clients know.
Main Street
Restaurants and nightlife downtown.
The Hall of Records and Courthouse
The county seat.
Monmouth Battlefield State Park
Where the 1778 battle was fought.
Freehold Raceway Mall
On Route 9.
Metz Bicycle Museum
Antique bicycles in the Borough.
CentraState
The township hospital.
An independent agency for Freehold.
Because we’re independent, we compare more than 25 carriers and put your home, cars and umbrella together.
We know the Borough’s old houses and the Township’s neighborhoods, and we put the house, the cars and the rental units on one review.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
“Really happy with Stonebrook Insurance. The team was super easy to work with and always got back to me quickly. They made the whole process simple and stress-free. Would definitely recommend them to anyone looking for good coverage and great service.”
What Freehold families ask us.
What insurance agency serves Freehold, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Freehold homes, two-families, cars and businesses.
Why is it called Freehold?
From the English legal term for owning land outright.
Is Freehold Raceway still open?
It held its final races in December 2024.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Neighbors: Manalapan, Howell, Colts Neck, Marlboro.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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