Insurance for Franklin Lakes Estates
Franklin Lakes is about 11,000 people on nearly 10 square miles of estates, lakes and wooded lots in northwest Bergen County, with a median household income near $160,000 and Becton Dickinson’s headquarters on its edge. Large homes, lakes, collections and big umbrellas are what we insure here.
Written and reviewed by Nate Feuerman, Stonebrook Insurance
Updated
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Short answers
Who insures estates in Franklin Lakes, NJ?
Stonebrook Insurance is an independent agency that insures Franklin Lakes homes, cars and collections, mostly through high-net-worth carriers in our Private Client group.
Do lake homes need special coverage?
Docks, liability and sometimes flood.
Should I schedule art and jewelry?
Yes.
How much umbrella?
Often $5 million or more.
Named for a Loyalist governor.
Franklin Lakes is named for William Franklin, Benjamin Franklin’s son and New Jersey’s last colonial governor, a Loyalist. It became a borough in 1922, out of Franklin Township, and its volunteer fire department started two years later.
The borough is a patchwork of old localities and lakes: Bakers Pond, Blauvelt Lakes, Campgaw, Crystal Lakes, Ferdinands Mills, Hopper Lake, Pulis Mills and Shadow Lake. Ramapo High School opened here in 1957.
Becton Dickinson, founded in 1897, has its headquarters in Franklin Lakes, and Medco was based here until 2012. Forbes once listed its ZIP among the most expensive in America.
Everything you insure in Franklin Lakes.
The local facts that shape your coverage.
From Census data.
| Fact | Franklin Lakes | Why it matters |
|---|---|---|
| Population | 11,079 (2020) | A spread-out borough. |
| Area | 9.88 square miles | Large lots. |
| Median household income | About $159,900 | High-value homes. |
| Lakes | Crystal Lakes, Shadow Lake, Hopper Lake and more | Docks and liability. |
| Highways | Route 208, I-287 Exit 59 | Commuters. |
An independent agency for Franklin Lakes.
Because we’re independent, we compare more than 25 carriers, including the high-net-worth carriers in our Private Client group, and put your home, cars and umbrella together.
Send us your declarations pages and we’ll show you what we’d change.
What our clients say.
Five-star reviews from Stonebrook clients on Google.
“Straightforward advice and great rates! I like how they don't hesitate to point you to a different agency or carrier if they feel you can get better elsewhere”
“The best people to work with. They know all there is to know about insurance. Especially Nate.”
“The team at Stonebrook was communicative and responsive. Rebecca took the time to answer all my questions, and was efficient in understanding my needs and meeting them.”
More for Franklin Lakes families.
What Franklin Lakes families ask us.
What insurance agency serves Franklin Lakes, NJ?
Stonebrook Insurance Group, an independent agency founded in 1982, insures Franklin Lakes homes, cars and businesses.
Who is Franklin Lakes named for?
William Franklin, New Jersey’s last colonial governor.
How do I get a quote?
Call (732) 905-4100, email info@stonebrookins.com, or use the form on this page.
Sources for this page
Figures come from the sources listed and are dated where the source gives a date. Coverage descriptions are general; your policy wording controls.
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